Why Pre-Qualify?

	Shopping for a mortgage? We will be glad to help! Call us at 4056158543. Ready to begin? Apply Now.

Even if you have not so much as researched homes to visit yet, it can be advantageous to contact your mortgage loan professional first. What for? How can we help you before you have negotiated a price, and don't yet know the amount you want to borrow?

We Will Help You Pre-Qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We do this by reviewing your debts and income, your employment and housing situations, your funds available for a down payment, required reserves, and some other things. We require a minimum amount of paperwork, with a short,basic process.

We will give you a Pre-Qualification Letter after you qualify, that says that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.

Buying Clout

A number of beneifits open to you when you have found your new house, and have pre-qualification power. The first is that you can be sure what you'll be able to afford when calculating the offer. Being pre-qualified will also make your offer look even better to the home seller, as if you were bringing them a bag full of cash! They won't need to be concerned that they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. You have the ability to back up your offer.

We can help you pre-qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and the loan amount you can qualify for. We do this by considering your income and debts, your employment and housing situations, the available funds for down payment, required reserves, and some other things. We as for a minimum amount of paperwork, with a short, basic process.

One-on-One

You can certainly use the mortgage calculators available on this site to calculate how much mortgage you can afford - but it's also essential to meet with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Next, we can study your mortgage loan options and make sure you are in the right one. Contact us at 4056158543 to get started.

Have questions about pre-qualifying? Call us at 4056158543. Executive Lending Group answers pre-qualifying questions every day.