When to Speak to Your Mortgage Professional About Pre-Qualification

	Shopping for a mortgage? We'd be thrilled to answer your questions about your mortgage needs! Give us a call today at 4056158543. Ready to begin? Apply Here.

Even if you have not so much as narrowed down homes to view yet, it's important to visit with your mortgage loan professional early. Why? What can we do for you if you haven't made an offer, and don't know yet the amount you want to borrow?

We Can Help You Pre-Qualify

We can help you see how much of a mortgage you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. We do this by reviewing your income and debts, your employment and residence situations, your available funds for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

Once you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which states that we are working with you to find the best mortgage to fit your situation and that we are confident you will qualify for a loan up to a specific amount.

Pre-Qualification Power

Several beneifits open to you after you have found your new house, and have pre-qualification power. First, it helps you know the amount that you're able to offer. Even more important to the seller of the home, your pre-qualification gives them certainty - as if you'd arrived at their home with a big box of cash to back up the offer! They will not have to wonder if they have been wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly payments you can fit in your budget, and how much we of a loan you can qualify for. The process outlines your finances - your debt, income, career, down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

It is vital to sit down and talk with us, even though you are free to also try the helpful mortgage calculators on our site. We can begin getting your pre-qualification letter. For another thing, we could locate a different mortgage loan option that better fits your needs. Let us get you started: Contact us at 4056158543.

Have questions about pre-qualifying? Call us at 4056158543. We answer pre-qualification questions every day.