Why Pre-Qualification is Important

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Even if you've not researched houses to visit yet, it is valuable to visit with your mortgage professional first. What for? How can we help before you have negotiated an amount, and do not know yet the amount you need to borrow?

We Will Help You Pre-Qualify

We will help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process walks you through your finances - your debt, income, employment, and down payment money, among other things. It's short and to the point; We keep the paperwork light.

Once you qualify, we present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which states that we are helping you to find the ideal loan program to meet your needs and that we're confident you will qualify for a mortgage loan up to a specific amount.

Power in the Pre-Qual

Several beneifits open to you when you find your new house, and have pre-qualification power. First, it helps you know the amount that you are able to offer. Of greater importance to the current home owner, your being pre-qualified is like your having entered their front door with a suitcase full of cash ready to make the deal! They will not need to be concerned that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not be something for them to fret over. They have a virtual guarantee that they can trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly payment you can fit in your budget, and the size of loan you can qualify for. The process leads you through your financial situation - your debt, income, job, cash available for down payment, among other things. It's quick and to the point; and we take pride in keeping the paperwork light.

One on one

It is vital for you to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can work toward your pre-qualification letter. For another thing, we might locate a different mortgage choice that fits your goals better. We're eager to hear from you: contact us at 4056158543.

Have questions about pre-qualifying? Call us at 4056158543. It's our job to answer pre-qualification questions, so we're happy to help!