Why it's Important to Pre-Qualify

Are you looking for a mortgage? We can help! Call us at 4056158543. Ready to begin? Apply Here.

It's helpful to bring in your mortgage loan professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? It may be hard to understand the way we can help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly mortgage payments you can fit in your budget, and the size of loan you will qualify for. The process takes you through your financial situation - your debt, income, employment, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

We will award you a Pre-Qualification Letter once you qualify, which states that we're confident you can qualify for up to a certain amount of mortgage loan dollars.

Buying Power

Some beneifits open to you when you find your next house, and have achieved pre-qualification power. First, it helps you know how much you are able to offer. Even more important to the seller, your pre-qualification letter gives them confidence - as if you had entered their house with a bag of cash to make the offer! They will not have to wonder if they have been wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

We will help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. The process outlines your finances - your debts, income, career, down payment money, among other things. It's quick and basic; and we keep the paperwork light.

One on one

It is important to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on our website. That way, we'll help you get your pre-qualification letter. Next, we can consider your mortgage program options to be sure you have chosen the right one. Contact us at 4056158543 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4056158543. Executive Lending Group answers pre-qualifying questions every day.

Executive Lending Group

A Division of 1st Capital Mortgage LLC

2272 36th Avenue NW
Norman, OK 73072