When to Talk to Your Mortgage Professional About Pre-Qualification

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It's important to consult with your mortgage loan professional early — even before you have started to consider neighborhoods. What for? How can we help you before you have negotiated a price, and do not yet know how much you want to borrow?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. This process takes you through your finances - your debts, income, job, and cash available for down payment, among other things. It's quick and basic; We keep the paperwork light.

We'll give you a Pre-Qualification Letter when you qualify, which states that we are confident you'll qualify for a certain amount of mortgage loan dollars.

Power in the Pre-Qual

A number of beneifits open to you when you have found your new house, and have pre-qualification. The first is that you can be sure the amount you'll be able to afford when calculating the offer. More important to the home seller, your pre-qualification is like your having entered their house with a suitcase full of cash ready to make the deal! They won't need to worry that that they are wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to worry about. You will have the influence of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process outlines your financial situation - your debts, income, career, down payment money, among other things. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One on one

You can always use the mortgage calculators on our site to get an idea of how much mortgage you'll be able to afford - but it's also essential to meet with us. That way, we can help you get your pre-qualification letter. Then, we can make sure we have found the best mortgage loan program for you. Contact us at 4056158543 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4056158543. It's our job to answer pre-qualification questions, so we're happy to help!