When to Talk to a Mortgage Professional About Pre-Qualification

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It's valuable to consult your mortgage loan professional early — even before you have begun researching neighborhoods. Why? When you don't know yet how much house you need to qualify for, how can we help?

We Can Help You Pre-Qualify

We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process outlines your financial situation - your debt, income, job, and cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

At the point you are considered eligible, we will prove our confidence in your ability to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

Once you locate a house that is right for you, and you want to put together an offer, being pre-qualified for a mortgage will do several things. First, you have some concrete numbers in mind, as the total you will qualify for on your mortgage. More important to the home seller, your being pre-qualified is like your having entered their front door with a bag full of money to make the deal! They will not have to be concerned that they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You will have the clout of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. In this process, we determine your ability to borrow - analyzing your employment, available money for down payment, existing debt, income, and other circumstances. It's quick and basic; and we keep the paperwork light.

One-on-One

It is important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculators on our site. That way, we will be able to help you get your pre-qualification letter. Then, we can make sure we have the ideal mortgage loan program for you. Contact us at 4056158543 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4056158543. Executive Lending Group answers pre-qualifying questions every day.


Executive Lending Group

A Division of 1st Capital Mortgage LLC

2401 Tee Circle, STE 102B
Norman, OK 73069