The Importance of Pre-Qualifying

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It's important to see a mortgage loan pro early, even if you haven't settled on the sort of home you hope to find. What for? What can we do for you before you have made your offer, and do not know yet how much you want to borrow?

We Will Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. We can accomplish this by reviewing your income and debts, your employment and residence circumstances, your funds available for down payment, required reserves, and other considerations. We require a minimum amount of paperwork, with a short,basic process.

At the point you are considered eligible, we prove our confidence in your ability to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

A number of advantages open to you when you have found your new house, and have achieved pre-qualification. The first is that you can be sure the amount you'll be able to afford when calculating the offer. Being pre-qualified will also make your offer look even better to the home seller, like you were bringing them a suitcase of cash! They need not wonder if that they're wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not be something for them to be concerned about. You have the ability to back up your offer.

We will help you with your pre-qualification

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we calculate your ability to borrow - looking at your earning status, available money for down payment, debts, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.

One on one

It is vital for you to sit down and talk with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on this site. That way, we'll help you get your pre-qualification letter. For another thing, we might find a different mortgage loan option that is a better fit for you. We're waiting to hear from you: contact us at 4056158543.

Have questions about pre-qualifying? Call us at 4056158543. We answer pre-qualification questions every day.