Why Pre-Qualify?

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It can be helpful to see a mortgage loan pro first, even before you've decided what type of house to look for. What for? It might be hard to understand the ways we could help even before you start to negotiate.

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. This process takes you through your current financial situation - your debts, income, job, and cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter once you qualify, that says that we're confident you can qualify for a certain amount of mortgage loan dollars.

Pre-Qual Power

After you find the house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage loan will do several things. First of all, you have some definite numbers in mind, as the amount you will be able to borrow. Being pre-qualified will also make your offer more attractive to the seller, as if you were bringing them a suitcase of cash! They need not be concerned they are wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the sway of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. This process outlines your finances - your debts, income, job, down payment money, among other things. We will require a minimum amount of paperwork, with a quick process.

One on one

You can always use the calculators here on our website to calculate the size mortgage you'll be able to afford - but it's also essential to meet with one of our mortgage professionals. That way, we will help you get your pre-qualification letter. For another thing, we may find a different mortgage option that better fits your needs. We are eager to meet with you: call us at 4056158543.

Have questions about pre-qualifying? Call us at 4056158543. Executive Lending Group answers pre-qualifying questions every day.