The Importance of Pre-Qualifying

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It's valuable to bring in your mortgage professional as soon as possible — even before you have begun researching neighborhoods. What for? If you do not yet know how much home you need to qualify for, what can we do for you?


We will help determine how much of a mortgage you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. We accomplish this by reviewing your debts and income, your employment and residence situations, the funds available for down payment, required reserves, and other financial considerations. We require a minimum amount of paperwork, and avoid a lengthy process.

We'll award you a Pre-Qualification Letter if you qualify, that says that we are confident you will qualify for up to a specific amount of mortgage loan dollars.

Pre-Qual Power

With your pre-qualification letter, several advantages are yours at the point you find the home you want to put together an offer for. The first is that you can be sure what you'll be able to afford when calculating your offer. Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a bag full of cash to purchase their house! They will not need to wonder if that they're wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You can have the clout of a buyer ready to make the deal right now!

We will help you with your pre-qualification

We will help you calculate the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We will achieve this by analyzing your debts and income, your work and housing circumstances, the available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.


While you can use our tools to calculate mortgage variables on our website, it is a good idea to meet with one of our mortgage professional team members. For one thing, you will need a Pre-Qualification Letter! For another thing, we may be able to locate a different mortgage loan option that fits your situation better. Let us get you started: Contact us at (405) 615-8543.

Have questions about pre-qualifying? Call us at (405) 615-8543. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.