Why Pre-Qualify?

Shopping for a mortgage loan? We can assist you! Give us a call today at 4056158543. Ready to begin? Apply Here.

It is helpful to bring in your mortgage professional as soon as possible — even before you've started to research neighborhoods. Why? When you don't yet know how much house you want to qualify for, what could we help you with?

Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. The process outlines your finances - your debts, income, job, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a quick process.

We'll award you a Pre-Qualification Letter after you qualify, which says that we are confident you'll qualify for up to a predetermined amount of mortgage dollars.

Buying Power

Once you locate the house that is right for you, and you want to put together an offer, being pre-qualified for a mortgage will do a number of things. First, it lets you know how much you're able to offer. Your pre-qualification also will make your offer look even better to the seller, like you were bringing them a suitcase full of cash! They will not have to be concerned that they are wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the influence of a buyer ready to make the deal right now!

We help with your pre-qualification

When we pre-qualify you, we help you figure out the amount you can afford in monthly mortgage payments you can afford, and the size of loan you will qualify for. The process walks you through your current financial situation - your debts, income, job, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the calculators here on our site to get an idea of how much mortgage you'll be able to afford - but it's also important to meet with us. That way, we can help you get your pre-qualification letter. For another thing, we could find a different mortgage option that is a better fit for you. Contact us at 4056158543 to get started.

Have questions about pre-qualifying? Call us at 4056158543. Executive Lending Group answers pre-qualifying questions every day.


Executive Lending Group

A Division of 1st Capital Mortgage LLC

2401 Tee Circle, STE 102B
Norman, OK 73069